High Class Accomodations on a Budget -Looking for a less expensive vacation? Consider exchanging homes. This type of service is provided in California, New York, Paris, London and other locations. ADVANTAGES: You eliminate hotel expenses and often even car rental fees, since a car sometimes comes with the house. And by cooking at your vacation home, you'll save money on eating out. TO FIND A HOME EXCHANGE: Post your own ad and answer ads for a fee on home-exchange websites, such as www.homeexchange.com, www.exchangehomes.com, etc. BEFORE EXCHANGE: Build trust with your exchange partner with lots of pre-trip communication. Mention any concerns up front. If for example, you don't permit smoking in your home. All exchange partners should sign a written agreement and, for final assurance of commitment, exchange copies of their airline tickets. Exchangers who stay in your home for up to 30 days are considered guests and should be covered by your homeowner's insurance (verify this with your insurance agent). For any periods longer than 30 days, ask your insurance compay about additional coverage. |





